Active Promotions:
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Terms and Conditions for Weekly Lucky Draw – India
1. These Terms shall apply in conjunction with the PFG Smart Credit Terms and Conditions (“General Terms”). You should therefore read these Specific Terms in combination with the General Terms. Where any Specific Terms conflict with these General Terms, the Specific Terms will take precedence.
2. By entering any promotion, you agree that you will be legally bound by both these General Terms and the Specific Terms.
3. PFG Smart Credit reserve the right to disqualify any entrant who uses multiple names, false names or any fraudulent activity and to require them to return to PFG Smart Credit any prize they may have won.
4. The Promotion ‘Weekly Lucky Draw – India’ selects a lucky winner every week from the transactions completed to India to win an ‘Amazon Echo Dot with Alexa model B07PJV9DHV’
5. The Promotion ‘Weekly Lucky Draw – India’ is open from 1 November 2020 to 30 November 2020 (hereinafter referred as ‘Promotional Period’). The weekly draw will be based on the time period between 12.00am Sunday to 11.59 Saturday every week during the Promotional Period.
6. The Promotion ‘Weekly Lucky Draw – India’ is exclusively applicable for the customers transact with PFG Smart Credit during the Promotional Period.
7. The Promotion is only applicable for the Transactions to India during the Promotional Period.
8. The Transactions must be successfully completed to avail the benefits of this Promotion. Any incomplete or rejected transactions will not be counted as a part of this Promotion.
9. The customer registration must be completed and your identity must be successfully verified by PFG Smart Credit, for you to avail the benefits of this Promotion.
10. A random draw will be conducted and the winner will be chosen fairly from all valid entries. The details of the winner will be announced via PFG Money Facebook page on every Monday during the promotional period.
11. You agree and provide consent to PFG Smart Credit to use your details to promote and market its service, subject to the terms of Privacy Policy.
12. Where a Customer has not complied fully with the General Terms and Specific Terms, or has been found to be in breach of any of the terms and conditions of a promotion and in particular where a person is in breach of the entry restrictions, PFG Smart Credit may nevertheless still enforce our right to disqualify that person and require the return or reimbursement to us of any prize even where a prize has already been awarded and/or actually provided to the customer or prize winner in question.
13. Where prizes are not claimed within the period specified in the Specific Terms, we reserve the right to award the relevant to alternative prize winners or not to award them at all.
14. Where prizes are to be delivered to the personal address of a winner, the prize will only be delivered to an address within Australia and will only be sent once. Should a prize winner's contact details change, it is their responsibility to notify us or the contact persons for the relevant promotion.
15. PFG Smart Credit will not be liable for any prizes which are lost, delayed, or damaged in the post for reasons beyond our control.
16. The colour, style, size and model of the prize will be the decision of PFG Smart Credit unless stated otherwise. Any pictures depicting the prizes on any media or promotional material are for depiction purposes only and in certain instances the actual prizes may differ. The promotion does not constitute an endorsement or recommendation of the products or services being offered as prizes.
17. PFG Smart Credit reserve in all cases the right to replace the stated prizes with prizes that we consider to be of broadly equivalent value. We offer no cash alternative for non-cash prizes and prize winners must accept prizes in the form offered.
18. PFG Smart Credit make no representation or warranty in relation to prizes provided and to the fullest extent permitted by law we shall have no liability to you in relation to any prize, its fitness for purposes, merchantability or otherwise. We reserve the right to disqualify customers from entering our promotions or prize winners from receiving their prizes where any such person engages in unsafe, illegal, unsociable or inappropriate behaviour.
19. This Promotion cannot be exchanged for cash or any other value.
20. The exchange rate volatility for India can affect PFG Smart Credit’s unbeatable or the best exchange rate.
Terms and Conditions for Weekly Lucky Draw – Philippines
1. These Terms shall apply in conjunction with the PFG Smart Credit Terms and Conditions (“General Terms”). You should therefore read these Specific Terms in combination with the General Terms. Where any Specific Terms conflict with these General Terms, the Specific Terms will take precedence.
2. By entering any promotion, you agree that you will be legally bound by both these General Terms and the Specific Terms.
3. PFG Smart Credit reserve the right to disqualify any entrant who uses multiple names, false names or any fraudulent activity and to require them to return to PFG Smart Credit any prize they may have won.
4. The Promotion ‘Weekly Lucky Draw – Philippines’ selects a lucky winner every week from the transactions completed to Philippines to win an ‘Amazon Echo Dot with Alexa model B07PJV9DHV’
5. The Promotion ‘Weekly Lucky Draw – Philippines’ is open from 1 December 2020 to 31 December 2020 (hereinafter referred as ‘Promotional Period’). The weekly draw will be based on the time period between 12.00am Sunday to 11.59 Saturday every week during the Promotional Period.
6. The Promotion ‘Weekly Lucky Draw – Philippines’ is exclusively applicable for the customers transact with PFG Smart Credit during the Promotional Period.
7. The Promotion is only applicable for the Transactions to Philippines during the Promotional Period.
8. The Transactions must be successfully completed to avail the benefits of this Promotion. Any incomplete or rejected transactions will not be counted as a part of this Promotion.
9. The customer registration must be completed and your identity must be successfully verified by PFG Smart Credit, for you to avail the benefits of this Promotion.
10. A random draw will be conducted and the winner will be chosen fairly from all valid entries. The details of the winner will be announced via PFG Money Facebook page on every Monday during the promotional period.
11. You agree and provide consent to PFG Smart Credit to use your details to promote and market its service, subject to the terms of Privacy Policy.
12. Where a Customer has not complied fully with the General Terms and Specific Terms, or has been found to be in breach of any of the terms and conditions of a promotion and in particular where a person is in breach of the entry restrictions, PFG Smart Credit may nevertheless still enforce our right to disqualify that person and require the return or reimbursement to us of any prize even where a prize has already been awarded and/or actually provided to the customer or prize winner in question.
13. Where prizes are not claimed within the period specified in the Specific Terms, we reserve the right to award the relevant to alternative prize winners or not to award them at all.
14. Where prizes are to be delivered to the personal address of a winner, the prize will only be delivered to an address within Australia and will only be sent once. Should a prize winner's contact details change, it is their responsibility to notify us or the contact persons for the relevant promotion.
15. PFG Smart Credit will not be liable for any prizes which are lost, delayed, or damaged in the post for reasons beyond our control.
16. The colour, style, size and model of the prize will be the decision of PFG Smart Credit unless stated otherwise. Any pictures depicting the prizes on any media or promotional material are for depiction purposes only and in certain instances the actual prizes may differ. The promotion does not constitute an endorsement or recommendation of the products or services being offered as prizes.
17. PFG Smart Credit reserve in all cases the right to replace the stated prizes with prizes that we consider to be of broadly equivalent value. We offer no cash alternative for non-cash prizes and prize winners must accept prizes in the form offered.
18. PFG Smart Credit make no representation or warranty in relation to prizes provided and to the fullest extent permitted by law we shall have no liability to you in relation to any prize, its fitness for purposes, merchantability or otherwise. We reserve the right to disqualify customers from entering our promotions or prize winners from receiving their prizes where any such person engages in unsafe, illegal, unsociable or inappropriate behaviour.
19. This Promotion cannot be exchanged for cash or any other value.
20. The exchange rate volatility for Philippines can affect PFG Smart Credit’s unbeatable or the best exchange rate.
Terms and Conditions for Weekly Lucky Draw – Pakistan
1. These Terms shall apply in conjunction with the PFG Smart Credit Terms and Conditions (“General Terms”). You should therefore read these Specific Terms in combination with the General Terms. Where any Specific Terms conflict with these General Terms, the Specific Terms will take precedence.
2. By entering any promotion, you agree that you will be legally bound by both these General Terms and the Specific Terms.
3. PFG Smart Credit reserve the right to disqualify any entrant who uses multiple names, false names or any fraudulent activity and to require them to return to PFG Smart Credit any prize they may have won.
4. The Promotion ‘Weekly Lucky Draw –Pakistan’ selects a lucky winner every week from the transactions completed to Pakistan to win an ‘Apple Watch SE’
5. The Promotion ‘Weekly Lucky Draw – Pakistan’ is open from 12 April 2021 to 12 May 2021 (hereinafter referred as ‘Promotional Period’). The weekly draw will be based on the time period between 12.00am Sunday to 11.59 Saturday every week during the Promotional Period.
6. The Promotion ‘Weekly Lucky Draw – Pakistan’ is exclusively applicable for the customers transact with PFG Smart Credit during the Promotional Period.
7. The Promotion is only applicable for the Transactions to Pakistan during the Promotional Period.
8. The Transactions must be successfully completed to avail the benefits of this Promotion. Any incomplete or rejected transactions will not be counted as a part of this Promotion.
9. The customer registration must be completed and your identity must be successfully verified by PFG Smart Credit, for you to avail the benefits of this Promotion.
10. A random draw will be conducted and the winner will be chosen fairly from all valid entries. The details of the winner will be announced via PFG Money Facebook page on every Monday during the promotional period.
11. You agree and provide consent to PFG Smart Credit to use your details to promote and market its service, subject to the terms of Privacy Policy.
12. Where a Customer has not complied fully with the General Terms and Specific Terms, or has been found to be in breach of any of the terms and conditions of a promotion and in particular where a person is in breach of the entry restrictions, PFG Smart Credit may nevertheless still enforce our right to disqualify that person and require the return or reimbursement to us of any prize even where a prize has already been awarded and/or actually provided to the customer or prize winner in question.
13. Where prizes are not claimed within the period specified in the Specific Terms, we reserve the right to award the relevant to alternative prize winners or not to award them at all.
14. Where prizes are to be delivered to the personal address of a winner, the prize will only be delivered to an address within Australia and will only be sent once. Should a prize winner's contact details change, it is their responsibility to notify us or the contact persons for the relevant promotion.
15. PFG Smart Credit will not be liable for any prizes which are lost, delayed, or damaged in the post for reasons beyond our control.
16. The colour, style, size and model of the prize will be the decision of PFG Smart Credit unless stated otherwise. Any pictures depicting the prizes on any media or promotional material are for depiction purposes only and in certain instances the actual prizes may differ. The promotion does not constitute an endorsement or recommendation of the products or services being offered as prizes.
17. PFG Smart Credit reserve in all cases the right to replace the stated prizes with prizes that we consider to be of broadly equivalent value. We offer no cash alternative for non-cash prizes and prize winners must accept prizes in the form offered.
18. PFG Smart Credit make no representation or warranty in relation to prizes provided and to the fullest extent permitted by law we shall have no liability to you in relation to any prize, its fitness for purposes, merchantability or otherwise. We reserve the right to disqualify customers from entering our promotions or prize winners from receiving their prizes where any such person engages in unsafe, illegal, unsociable or inappropriate behaviour.
19. This Promotion cannot be exchanged for cash or any other value.
20. The exchange rate volatility for Pakistan can affect PFG Smart Credit’s unbeatable or the best exchange rate.
Terms and Conditions For Weekly Lucky Draw Promotion
1) The Weekly Lucky Draw Promotion (the “Promotion”) is organized and managed by PFG Money Pty Ltd having its address at Unit 403, 189B South Centre Road, Tullamarine, VIC 3043 (ACN 146 972 161), Tel: 03 90126684 (the “Promoter”).
2) The Promotion is organised, managed and fully controlled by the Promoter and this Promotion is not controlled or managed by MoneyGram Payments Inc.
3) The Promotion is exclusively applicable to the customers of MoneyGram product distributed by the Promoter through its network.
4) The term of the Promotion commences from 1st October 2021 to 31st December 2021 (the “Promotion Period”).
5) The Promotion is open to customers who send money through MoneyGram during the Promotion Period in Australia exclusively through the locations of MoneyGram managed and approved by the Promoter. (“Participating Locations”).
6) The customer needs to successfully complete a MoneyGram send transaction from a Participating Location and is not cancelled or refunded (the “Qualifying Transaction”).
7) Every customer will automatically receive one (1) entry for every Qualifying Transaction conducted at any of the Participating Locations during the Promotion Period.
8) All winners will be chosen via electronic draw based on the transaction number on the MoneyGram Send form completed while conducting the Qualifying Transaction conducted at the Promoter’s Location.
9) The winner of the week will receive the prize a Google Nest mini.
10) There will be one lucky draw held every week during the Promotion Period and there will be twelve (12) winners in total.
11) The winners will be notified by telephone individually within 7 days after the draw has been conducted. All reasonable attempts will be made to contact the winners, but if this cannot be achieved by 5 attempts, the Promoter reserves the right to withdraw the prize entitlement and award the prize to an alternative winner selected at the same time as the original winner or to dispose of the prize as it deems fit.
12) If any winner is subsequently found illegible to participate in this Promotion, the Promoter may at its sole discretion forfeit or reclaim the prize and award or dispose of the same in such manner and to such person as it deems fit.
13) The Promoter’s decision in all matters to do with the promotion is final and no correspondence will be entered into.
14) The prizes will be shipped to the agents and the agents will be distributing it to the winners.
15) The winner may be required to take part in publicity related to the Promotion including having his or her photograph taken and disclosed as part of marketing.
16) To claim the prize, winner must present at least one (1) valid ID and a proof of Qualifying Transaction.
17) The prizes will be awarded as described within the Promotion. The prizes are not exchangeable or transferable and not convertible to cash.
18) Any pictures depicting the prizes on the social media, press advertisements, posters or TVC’s etc. are representative and the actual prizes may vary from the depictions. The Promotion does not constitute an endorsement or recommendation of the products or services being offered as prizes.
19) By entering the Promotion, all participants will be deemed to have accepted and be bound by these terms and conditions, which shall be interpreted by the Promoter at their sole discretion.
20) Decisions made by the Promoter in all matters to do with the Promotion are final and no correspondence will be entered into.
21) Winners who do not wish to take part in this Promotion may either communicate the same to the Promoter or decline to accept and collect the prize within the deadline specified for the same.
22) The Promotion is open to all residents of Australia age 18 years and above, except the following:
a. employees and their families of the Promoter, its affiliates and subsidiary companies, as well as representatives or agents of the Promoter;
b. employees and their families of MoneyGram, its affiliates and subsidiary companies;
c. Anyone else professionally connected with the Promotion;
d. Family or families means spouse, ex- spouse, de facto spouse, child or step child (whether natural or by adoption), parent, step parent, grandparent, step grandparent, uncle, aunt, niece, nephew, brother, sister, step brother, step sister or 1st cousin.
23) Neither the Promoter nor any other person or party associated with the Promotion shall be liable for any loss nor damage (including but not limited to indirect or consequential loss or damage) suffered or sustained in connection with either participation in this Promotion or with the prizes offered.
24) The Promoter disclaims any warranty or representation in relation to the prizes and shall not be responsible for the proper functioning of the prizes or any defect, loss or injury resulting from the use of the prizes.
25) The Promoter reserves the right to amend these terms and conditions or to cancel, alter or amend the competition at any stage if deemed necessary in its opinion or if circumstances arise outside of its control. These terms and conditions shall be subject to the laws of Victoria, Australia.
26) By accepting these terms and conditions all participants (i.e. the data subjects) agree that personal data shall be collected and processed by the Promoter and stored on the Promoter’s database and used for the administration of its on-going relationship with participants and in connection with the Promotion. All participants have the right to access their personal data held by us by writing to the following e-mail address: info@pfgmoney.com.au
27) These Terms and Conditions supersede all other prior terms and conditions, understandings, arrangements or agreements, whether verbal or written, in relation to the Promotion.
28) The winners are responsible for tax liability where applicable.
29) In case of any dispute, you must notify us in writing via emailing to info@pfgmoney.com.au.The Promoters decision shall be final.
